How Much Does Health Insurance Cost in St. Louis, MO?
Monthly health insurance premium for individuals. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.
Typical Cost Range
$348 – $696
-13% vs national average
$348$522$696
LowNational avg: $600High
St. Louis vs State & National Average
| Category | St. Louis | Missouri Avg | National Avg |
|---|---|---|---|
| Average cost | $522 | $526 | $600 |
| Low estimate | $348 | $395 | $450 |
| High estimate | $696 | $684 | $780 |
Detailed Cost Breakdown
| Item | Low | High | |
|---|---|---|---|
| Low estimate | $400 | $480 | |
| Average | $540 | $660 | |
| High estimate | $640 | $800 |
Health Insurance in Nearby Cities
Frequently Asked Questions
How much does health insurance cost in St. Louis?
In St. Louis, MO, health insurance typically costs between $348 and $696. The average is $522, which is 13% below the national average.
Is St. Louis expensive for health insurance?
St. Louis has a cost-of-living index of 87 (100 = national average). Health Insurance costs are 13% lower than the national average of $600.
What factors affect health insurance costs in St. Louis?
Key factors include local labor costs, cost of materials, market competition, Missouri state regulations, and St. Louis's overall cost of living (index: 87/100). Prices can also vary by season and specific requirements.