How Much Does Health Insurance Cost in Seattle, WA?
Monthly health insurance premium for individuals. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.
Typical Cost Range
$688 – $1.376
+72% vs national average
$688$1.032$1.376
LowNational avg: $600High
Seattle vs State & National Average
| Category | Seattle | Washington Avg | National Avg |
|---|---|---|---|
| Average cost | $1.032 | $1.010 | $600 |
| Low estimate | $688 | $758 | $450 |
| High estimate | $1.376 | $1.313 | $780 |
Detailed Cost Breakdown
| Item | Low | High | |
|---|---|---|---|
| Low estimate | $400 | $480 | |
| Average | $540 | $660 | |
| High estimate | $640 | $800 |
Health Insurance in Nearby Cities
Frequently Asked Questions
How much does health insurance cost in Seattle?
In Seattle, WA, health insurance typically costs between $688 and $1.376. The average is $1.032, which is 72% above the national average.
Is Seattle expensive for health insurance?
Seattle has a cost-of-living index of 172 (100 = national average). Health Insurance costs are 72% higher than the national average of $600.
What factors affect health insurance costs in Seattle?
Key factors include local labor costs, cost of materials, market competition, Washington state regulations, and Seattle's overall cost of living (index: 172/100). Prices can also vary by season and specific requirements.