How Much Does Health Insurance Cost in Sacramento, CA?
Monthly health insurance premium for individuals. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.
Typical Cost Range
$488 – $976
+22% vs national average
$488$732$976
LowNational avg: $600High
Sacramento vs State & National Average
| Category | Sacramento | California Avg | National Avg |
|---|---|---|---|
| Average cost | $732 | $725 | $600 |
| Low estimate | $488 | $544 | $450 |
| High estimate | $976 | $943 | $780 |
Detailed Cost Breakdown
| Item | Low | High | |
|---|---|---|---|
| Low estimate | $400 | $480 | |
| Average | $540 | $660 | |
| High estimate | $640 | $800 |
Health Insurance in Nearby Cities
Frequently Asked Questions
How much does health insurance cost in Sacramento?
In Sacramento, CA, health insurance typically costs between $488 and $976. The average is $732, which is 22% above the national average.
Is Sacramento expensive for health insurance?
Sacramento has a cost-of-living index of 122 (100 = national average). Health Insurance costs are 22% higher than the national average of $600.
What factors affect health insurance costs in Sacramento?
Key factors include local labor costs, cost of materials, market competition, California state regulations, and Sacramento's overall cost of living (index: 122/100). Prices can also vary by season and specific requirements.