How Much Does Health Insurance Cost in Portland, OR?
Monthly health insurance premium for individuals. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.
Typical Cost Range
$520 – $1.040
+30% vs national average
$520$780$1.040
LowNational avg: $600High
Portland vs State & National Average
| Category | Portland | Oregon Avg | National Avg |
|---|---|---|---|
| Average cost | $780 | $771 | $600 |
| Low estimate | $520 | $578 | $450 |
| High estimate | $1.040 | $1.002 | $780 |
Detailed Cost Breakdown
| Item | Low | High | |
|---|---|---|---|
| Low estimate | $400 | $480 | |
| Average | $540 | $660 | |
| High estimate | $640 | $800 |
Health Insurance in Nearby Cities
Frequently Asked Questions
How much does health insurance cost in Portland?
In Portland, OR, health insurance typically costs between $520 and $1.040. The average is $780, which is 30% above the national average.
Is Portland expensive for health insurance?
Portland has a cost-of-living index of 130 (100 = national average). Health Insurance costs are 30% higher than the national average of $600.
What factors affect health insurance costs in Portland?
Key factors include local labor costs, cost of materials, market competition, Oregon state regulations, and Portland's overall cost of living (index: 130/100). Prices can also vary by season and specific requirements.