How Much Does Car Insurance Cost in Pittsburgh, PA?
Average annual car insurance premium. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.
Typical Cost Range
$1.116 – $2.790
-7% vs national average
$1.116$1.953$2.790
LowNational avg: $2.100High
Pittsburgh vs State & National Average
| Category | Pittsburgh | Pennsylvania Avg | National Avg |
|---|---|---|---|
| Average cost | $1.953 | $1.960 | $2.100 |
| Low estimate | $1.116 | $1.470 | $1.575 |
| High estimate | $2.790 | $2.548 | $2.730 |
Detailed Cost Breakdown
| Item | Low | High | |
|---|---|---|---|
| Liability only | $372 | $837 | per year |
| Full coverage | $1.116 | $2.790 | per year |
| Good driver discount | $-186 | $-465 | savings |
| Young driver surcharge | $465 | $1.860 | additional |
Car Insurance in Nearby Cities
Frequently Asked Questions
How much does car insurance cost in Pittsburgh?
In Pittsburgh, PA, car insurance typically costs between $1.116 and $2.790. The average is $1.953, which is 7% below the national average.
Is Pittsburgh expensive for car insurance?
Pittsburgh has a cost-of-living index of 93 (100 = national average). Car Insurance costs are 7% lower than the national average of $2.100.
What factors affect car insurance costs in Pittsburgh?
Key factors include local labor costs, cost of materials, market competition, Pennsylvania state regulations, and Pittsburgh's overall cost of living (index: 93/100). Prices can also vary by season and specific requirements.