How Much Does Health Insurance Cost in Nashville, TN?
Monthly health insurance premium for individuals. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.
Typical Cost Range
$416 – $832
+4% vs national average
$416$624$832
LowNational avg: $600High
Nashville vs State & National Average
| Category | Nashville | Tennessee Avg | National Avg |
|---|---|---|---|
| Average cost | $624 | $623 | $600 |
| Low estimate | $416 | $467 | $450 |
| High estimate | $832 | $810 | $780 |
Detailed Cost Breakdown
| Item | Low | High | |
|---|---|---|---|
| Low estimate | $400 | $480 | |
| Average | $540 | $660 | |
| High estimate | $640 | $800 |
Health Insurance in Nearby Cities
Frequently Asked Questions
How much does health insurance cost in Nashville?
In Nashville, TN, health insurance typically costs between $416 and $832. The average is $624, which is 4% above the national average.
Is Nashville expensive for health insurance?
Nashville has a cost-of-living index of 104 (100 = national average). Health Insurance costs are 4% higher than the national average of $600.
What factors affect health insurance costs in Nashville?
Key factors include local labor costs, cost of materials, market competition, Tennessee state regulations, and Nashville's overall cost of living (index: 104/100). Prices can also vary by season and specific requirements.