How Much Does Health Insurance Cost in Minneapolis, MN?
Monthly health insurance premium for individuals. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.
Typical Cost Range
$424 – $848
+6% vs national average
$424$636$848
LowNational avg: $600High
Minneapolis vs State & National Average
| Category | Minneapolis | Minnesota Avg | National Avg |
|---|---|---|---|
| Average cost | $636 | $634 | $600 |
| Low estimate | $424 | $476 | $450 |
| High estimate | $848 | $824 | $780 |
Detailed Cost Breakdown
| Item | Low | High | |
|---|---|---|---|
| Low estimate | $400 | $480 | |
| Average | $540 | $660 | |
| High estimate | $640 | $800 |
Health Insurance in Nearby Cities
Frequently Asked Questions
How much does health insurance cost in Minneapolis?
In Minneapolis, MN, health insurance typically costs between $424 and $848. The average is $636, which is 6% above the national average.
Is Minneapolis expensive for health insurance?
Minneapolis has a cost-of-living index of 106 (100 = national average). Health Insurance costs are 6% higher than the national average of $600.
What factors affect health insurance costs in Minneapolis?
Key factors include local labor costs, cost of materials, market competition, Minnesota state regulations, and Minneapolis's overall cost of living (index: 106/100). Prices can also vary by season and specific requirements.