How Much Does Home Insurance Cost in Milwaukee, WI?
Average annual homeowners insurance premium. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.
Typical Cost Range
$910 – $3.185
-9% vs national average
$910$2.048$3.185
LowNational avg: $2.250High
Milwaukee vs State & National Average
| Category | Milwaukee | Wisconsin Avg | National Avg |
|---|---|---|---|
| Average cost | $2.048 | $2.058 | $2.250 |
| Low estimate | $910 | $1.544 | $1.688 |
| High estimate | $3.185 | $2.675 | $2.925 |
Detailed Cost Breakdown
| Item | Low | High | |
|---|---|---|---|
| Low estimate | $1.000 | $1.200 | |
| Average | $2.025 | $2.475 | |
| High estimate | $2.800 | $3.500 |
Home Insurance in Nearby Cities
Frequently Asked Questions
How much does home insurance cost in Milwaukee?
In Milwaukee, WI, home insurance typically costs between $910 and $3.185. The average is $2.048, which is 9% below the national average.
Is Milwaukee expensive for home insurance?
Milwaukee has a cost-of-living index of 91 (100 = national average). Home Insurance costs are 9% lower than the national average of $2.250.
What factors affect home insurance costs in Milwaukee?
Key factors include local labor costs, cost of materials, market competition, Wisconsin state regulations, and Milwaukee's overall cost of living (index: 91/100). Prices can also vary by season and specific requirements.