How Much Does Car Insurance Cost in Milwaukee, WI?
Average annual car insurance premium. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.
Typical Cost Range
$1.092 – $2.730
-9% vs national average
$1.092$1.911$2.730
LowNational avg: $2.100High
Milwaukee vs State & National Average
| Category | Milwaukee | Wisconsin Avg | National Avg |
|---|---|---|---|
| Average cost | $1.911 | $1.920 | $2.100 |
| Low estimate | $1.092 | $1.440 | $1.575 |
| High estimate | $2.730 | $2.496 | $2.730 |
Detailed Cost Breakdown
| Item | Low | High | |
|---|---|---|---|
| Liability only | $364 | $819 | per year |
| Full coverage | $1.092 | $2.730 | per year |
| Good driver discount | $-182 | $-455 | savings |
| Young driver surcharge | $455 | $1.820 | additional |
Car Insurance in Nearby Cities
Frequently Asked Questions
How much does car insurance cost in Milwaukee?
In Milwaukee, WI, car insurance typically costs between $1.092 and $2.730. The average is $1.911, which is 9% below the national average.
Is Milwaukee expensive for car insurance?
Milwaukee has a cost-of-living index of 91 (100 = national average). Car Insurance costs are 9% lower than the national average of $2.100.
What factors affect car insurance costs in Milwaukee?
Key factors include local labor costs, cost of materials, market competition, Wisconsin state regulations, and Milwaukee's overall cost of living (index: 91/100). Prices can also vary by season and specific requirements.