How Much Does Health Insurance Cost in Honolulu, HI?
Monthly health insurance premium for individuals. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.
Typical Cost Range
$768 – $1.536
+92% vs national average
$768$1.152$1.536
LowNational avg: $600High
Honolulu vs State & National Average
| Category | Honolulu | Hawaii Avg | National Avg |
|---|---|---|---|
| Average cost | $1.152 | $1.124 | $600 |
| Low estimate | $768 | $843 | $450 |
| High estimate | $1.536 | $1.461 | $780 |
Detailed Cost Breakdown
| Item | Low | High | |
|---|---|---|---|
| Low estimate | $400 | $480 | |
| Average | $540 | $660 | |
| High estimate | $640 | $800 |
Health Insurance in Nearby Cities
Frequently Asked Questions
How much does health insurance cost in Honolulu?
In Honolulu, HI, health insurance typically costs between $768 and $1.536. The average is $1.152, which is 92% above the national average.
Is Honolulu expensive for health insurance?
Honolulu has a cost-of-living index of 192 (100 = national average). Health Insurance costs are 92% higher than the national average of $600.
What factors affect health insurance costs in Honolulu?
Key factors include local labor costs, cost of materials, market competition, Hawaii state regulations, and Honolulu's overall cost of living (index: 192/100). Prices can also vary by season and specific requirements.