How Much Does Car Insurance Cost in Fort Worth, TX?
Average annual car insurance premium. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.
Typical Cost Range
$1.128 – $2.820
-6% vs national average
$1.128$1.974$2.820
LowNational avg: $2.100High
Fort Worth vs State & National Average
| Category | Fort Worth | Texas Avg | National Avg |
|---|---|---|---|
| Average cost | $1.974 | $1.980 | $2.100 |
| Low estimate | $1.128 | $1.485 | $1.575 |
| High estimate | $2.820 | $2.574 | $2.730 |
Detailed Cost Breakdown
| Item | Low | High | |
|---|---|---|---|
| Liability only | $376 | $846 | per year |
| Full coverage | $1.128 | $2.820 | per year |
| Good driver discount | $-188 | $-470 | savings |
| Young driver surcharge | $470 | $1.880 | additional |
Car Insurance in Nearby Cities
Frequently Asked Questions
How much does car insurance cost in Fort Worth?
In Fort Worth, TX, car insurance typically costs between $1.128 and $2.820. The average is $1.974, which is 6% below the national average.
Is Fort Worth expensive for car insurance?
Fort Worth has a cost-of-living index of 94 (100 = national average). Car Insurance costs are 6% lower than the national average of $2.100.
What factors affect car insurance costs in Fort Worth?
Key factors include local labor costs, cost of materials, market competition, Texas state regulations, and Fort Worth's overall cost of living (index: 94/100). Prices can also vary by season and specific requirements.