CostOfCity

How Much Does Health Insurance Cost in El Paso, TX?

Monthly health insurance premium for individuals. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.

Typical Cost Range
$344$688
-14% vs national average
$344$516$688
LowNational avg: $600High

El Paso vs State & National Average

CategoryEl PasoTexas AvgNational Avg
Average cost$516$520$600
Low estimate$344$390$450
High estimate$688$676$780

Detailed Cost Breakdown

ItemLowHigh
Low estimate$400$480
Average$540$660
High estimate$640$800

Health Insurance in Nearby Cities

Albuquerque, NM
$558
-7% vs national
Santa Fe, NM
$672
+12% vs national
Tucson, AZ
$558
-7% vs national
Lubbock, TX
$504
-16% vs national
Gilbert, AZ
$648
+8% vs national

Frequently Asked Questions

How much does health insurance cost in El Paso?

In El Paso, TX, health insurance typically costs between $344 and $688. The average is $516, which is 14% below the national average.

Is El Paso expensive for health insurance?

El Paso has a cost-of-living index of 86 (100 = national average). Health Insurance costs are 14% lower than the national average of $600.

What factors affect health insurance costs in El Paso?

Key factors include local labor costs, cost of materials, market competition, Texas state regulations, and El Paso's overall cost of living (index: 86/100). Prices can also vary by season and specific requirements.