How Much Does Health Insurance Cost in Denver, CO?
Monthly health insurance premium for individuals. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.
Typical Cost Range
$512 – $1.024
+28% vs national average
$512$768$1.024
LowNational avg: $600High
Denver vs State & National Average
| Category | Denver | Colorado Avg | National Avg |
|---|---|---|---|
| Average cost | $768 | $760 | $600 |
| Low estimate | $512 | $570 | $450 |
| High estimate | $1.024 | $988 | $780 |
Detailed Cost Breakdown
| Item | Low | High | |
|---|---|---|---|
| Low estimate | $400 | $480 | |
| Average | $540 | $660 | |
| High estimate | $640 | $800 |
Health Insurance in Nearby Cities
Frequently Asked Questions
How much does health insurance cost in Denver?
In Denver, CO, health insurance typically costs between $512 and $1.024. The average is $768, which is 28% above the national average.
Is Denver expensive for health insurance?
Denver has a cost-of-living index of 128 (100 = national average). Health Insurance costs are 28% higher than the national average of $600.
What factors affect health insurance costs in Denver?
Key factors include local labor costs, cost of materials, market competition, Colorado state regulations, and Denver's overall cost of living (index: 128/100). Prices can also vary by season and specific requirements.