How Much Does Health Insurance Cost in Dallas, TX?
Monthly health insurance premium for individuals. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.
Typical Cost Range
$404 – $808
+1% vs national average
$404$606$808
LowNational avg: $600High
Dallas vs State & National Average
| Category | Dallas | Texas Avg | National Avg |
|---|---|---|---|
| Average cost | $606 | $606 | $600 |
| Low estimate | $404 | $455 | $450 |
| High estimate | $808 | $788 | $780 |
Detailed Cost Breakdown
| Item | Low | High | |
|---|---|---|---|
| Low estimate | $400 | $480 | |
| Average | $540 | $660 | |
| High estimate | $640 | $800 |
Health Insurance in Nearby Cities
Frequently Asked Questions
How much does health insurance cost in Dallas?
In Dallas, TX, health insurance typically costs between $404 and $808. The average is $606, which is 1% above the national average.
Is Dallas expensive for health insurance?
Dallas has a cost-of-living index of 101 (100 = national average). Health Insurance costs are 1% higher than the national average of $600.
What factors affect health insurance costs in Dallas?
Key factors include local labor costs, cost of materials, market competition, Texas state regulations, and Dallas's overall cost of living (index: 101/100). Prices can also vary by season and specific requirements.