CostOfCity

How Much Does Health Insurance Cost in Columbus, OH?

Monthly health insurance premium for individuals. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.

Typical Cost Range
$368$736
-8% vs national average
$368$552$736
LowNational avg: $600High

Columbus vs State & National Average

CategoryColumbusOhio AvgNational Avg
Average cost$552$554$600
Low estimate$368$416$450
High estimate$736$720$780

Detailed Cost Breakdown

ItemLowHigh
Low estimate$400$480
Average$540$660
High estimate$640$800

Health Insurance in Nearby Cities

Dayton, OH
$492
-18% vs national
Cincinnati, OH
$534
-11% vs national
Akron, OH
$504
-16% vs national
Cleveland, OH
$516
-14% vs national
Charleston, WV
$516
-14% vs national

Frequently Asked Questions

How much does health insurance cost in Columbus?

In Columbus, OH, health insurance typically costs between $368 and $736. The average is $552, which is 8% below the national average.

Is Columbus expensive for health insurance?

Columbus has a cost-of-living index of 92 (100 = national average). Health Insurance costs are 8% lower than the national average of $600.

What factors affect health insurance costs in Columbus?

Key factors include local labor costs, cost of materials, market competition, Ohio state regulations, and Columbus's overall cost of living (index: 92/100). Prices can also vary by season and specific requirements.