How Much Does Health Insurance Cost in Cleveland, OH?
Monthly health insurance premium for individuals. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.
Typical Cost Range
$344 – $688
-14% vs national average
$344$516$688
LowNational avg: $600High
Cleveland vs State & National Average
| Category | Cleveland | Ohio Avg | National Avg |
|---|---|---|---|
| Average cost | $516 | $520 | $600 |
| Low estimate | $344 | $390 | $450 |
| High estimate | $688 | $676 | $780 |
Detailed Cost Breakdown
| Item | Low | High | |
|---|---|---|---|
| Low estimate | $400 | $480 | |
| Average | $540 | $660 | |
| High estimate | $640 | $800 |
Health Insurance in Nearby Cities
Frequently Asked Questions
How much does health insurance cost in Cleveland?
In Cleveland, OH, health insurance typically costs between $344 and $688. The average is $516, which is 14% below the national average.
Is Cleveland expensive for health insurance?
Cleveland has a cost-of-living index of 86 (100 = national average). Health Insurance costs are 14% lower than the national average of $600.
What factors affect health insurance costs in Cleveland?
Key factors include local labor costs, cost of materials, market competition, Ohio state regulations, and Cleveland's overall cost of living (index: 86/100). Prices can also vary by season and specific requirements.