How Much Does Health Insurance Cost in Boston, MA?
Monthly health insurance premium for individuals. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.
Typical Cost Range
$608 – $1.216
+52% vs national average
$608$912$1.216
LowNational avg: $600High
Boston vs State & National Average
| Category | Boston | Massachusetts Avg | National Avg |
|---|---|---|---|
| Average cost | $912 | $896 | $600 |
| Low estimate | $608 | $672 | $450 |
| High estimate | $1.216 | $1.165 | $780 |
Detailed Cost Breakdown
| Item | Low | High | |
|---|---|---|---|
| Low estimate | $400 | $480 | |
| Average | $540 | $660 | |
| High estimate | $640 | $800 |
Health Insurance in Nearby Cities
Frequently Asked Questions
How much does health insurance cost in Boston?
In Boston, MA, health insurance typically costs between $608 and $1.216. The average is $912, which is 52% above the national average.
Is Boston expensive for health insurance?
Boston has a cost-of-living index of 152 (100 = national average). Health Insurance costs are 52% higher than the national average of $600.
What factors affect health insurance costs in Boston?
Key factors include local labor costs, cost of materials, market competition, Massachusetts state regulations, and Boston's overall cost of living (index: 152/100). Prices can also vary by season and specific requirements.