How Much Does Health Insurance Cost in Austin, TX?
Monthly health insurance premium for individuals. Updated March 2026 with data from BLS, U.S. Census Bureau, and industry surveys.
Typical Cost Range
$448 – $896
+12% vs national average
$448$672$896
LowNational avg: $600High
Austin vs State & National Average
| Category | Austin | Texas Avg | National Avg |
|---|---|---|---|
| Average cost | $672 | $668 | $600 |
| Low estimate | $448 | $501 | $450 |
| High estimate | $896 | $868 | $780 |
Detailed Cost Breakdown
| Item | Low | High | |
|---|---|---|---|
| Low estimate | $400 | $480 | |
| Average | $540 | $660 | |
| High estimate | $640 | $800 |
Health Insurance in Nearby Cities
Frequently Asked Questions
How much does health insurance cost in Austin?
In Austin, TX, health insurance typically costs between $448 and $896. The average is $672, which is 12% above the national average.
Is Austin expensive for health insurance?
Austin has a cost-of-living index of 112 (100 = national average). Health Insurance costs are 12% higher than the national average of $600.
What factors affect health insurance costs in Austin?
Key factors include local labor costs, cost of materials, market competition, Texas state regulations, and Austin's overall cost of living (index: 112/100). Prices can also vary by season and specific requirements.